Quick Cash Loan usually offers a fixed amount of money that you can borrow and repay in installments over a specific period. Credit cards, on the other hand, provide a revolving credit line that you can use up to a certain limit and pay back as you wish, with a minimum payment required each month.

Interest rates can vary. Quick Cash Loans may have a relatively higher interest rate in some cases, but credit cards may also have high interest rates if you carry a balance for a long time. It's important to compare the actual interest rates and fees of both options.

Quick Cash Loan can be a better option if you need a specific lump sum for a particular purpose and can manage the fixed repayment schedule. Credit cards may be more convenient for small, frequent purchases and offer more flexibility in usage.

However, credit cards also come with the risk of overspending and accumulating high debt. If you're not disciplined with your spending, a Quick Cash Loan with a clear repayment plan may be a more responsible choice. Ultimately, the decision depends on your individual financial situation and needs.